Are you tired of using Zilch or looking for some alternatives? Do you want to explore other options that can help you with your financial needs? Look no further, because we have compiled a list of the top 5 best apps like Zilch.
What is Zilch?
Zilch is a popular buy-now-pay-later (BNPL) app that allows customers to shop online and pay in installments over a period of six weeks. It is a great option for those who want to split their payments without any interest fees. However, if you are looking for other options or want to compare Zilch with other apps, here are our top picks.
Best Apps Like Zilch to Try
1. Klarna
Klarna is a popular BNPL app that allows you to split your payments over a period of time, similar to Zilch. It is available in over 17 countries and has partnerships with over 250,000 merchants worldwide. With Klarna, you can split your payments into four installments and pay no interest or fees.
2. Afterpay
Afterpay is another BNPL app that is popular in Australia, New Zealand, and the United States. With Afterpay, you can split your payments into four equal installments and pay them off every two weeks. The app charges no interest or fees, and the payments are automatic.
3. Clearpay
Clearpay is a BNPL app that is popular in the United Kingdom, Australia, and New Zealand. It allows you to split your payments into four installments, and the payments are automatic. Clearpay charges no interest or fees, and you can use it to shop online or in-store.
4. Zip
Zip is a BNPL app that is popular in Australia, New Zealand, and the United Kingdom. It allows you to split your payments into four installments and pay them off every two weeks. Zip charges no interest or fees, and you can use it to shop online or in-store.
5. Splitit
Splitit is a BNPL app that is slightly different from the others on this list. With Splitit, you can split your payments into smaller installments, but you use your existing credit card. This means that you do not have to apply for a new credit line, and there are no interest fees or credit checks. Splitit is available in over 27 countries and has partnerships with over 1,000 merchants worldwide.
Frequently Asked Questions (F.A.Q)
Can I use these apps to shop in-store?
It depends on the app and the merchant. Some apps allow you to use them in-store, while others are only available online.
Are there any fees or interest charges with these apps?
Most BNPL apps do not charge any fees or interest, but it is important to read the terms and conditions before using any app.
How many installments can I split my payments into?
It varies with each app, but most apps allow you to split your payments into four installments.
Is it safe to use BNPL apps?
Yes, it is safe to use BNPL apps as long as you read the terms and conditions and understand the payment schedule. However, it is important to use them responsibly and avoid overspending or taking on debt that you cannot afford.
How long do I have to pay off my installments?
It varies with each app, but most apps allow you to pay off your installments over a period of six weeks to several months.
Can I cancel my installment plan?
It depends on the app and its cancellation policy. Most apps allow you to cancel your plan within a certain period of time, but it may incur a fee or penalty.
Conclusion
In conclusion, Zilch is a popular BNPL app, but there are other alternatives available that you can explore. Klarna, Afterpay, Clearpay, Zip, and Splitit are our top picks, and they all offer similar features and benefits. It is important to choose an app that suits your needs and financial situation, and you should always read the terms and conditions before using any BNPL app.
Ankit Singh is an Android developer and tech enthusiast. He loves to write about Android issue fixing, troubleshooting, and different tech guides. Ankit is the founder of Androtalks. Other than writing, Ankit also loves to read books and watch movies.
